Fall is a season of vibrant colors and crisp air, drawing many to the great outdoors. However, it's also a time of hidden risks, particularly on the roads as deer activity peaks. With deer-related accidents causing over $1 billion in damage annually and averaging $3,000 per repair, now is the time to focus on safety. Fortunately, there are proactive steps you can take to protect yourself and your vehicle during this high-risk period from October to December.

Be Mindful of Peak Activity Hours

During this season, deer are most active in the afternoon but can be harder to see at dawn and dusk. Exercise extra caution when driving at these times, especially on rural roads or in wooded areas.

Use Your High Beams Wisely

When driving at night and there's no oncoming traffic, use your high beams. This can help you spot a deer's reflective eyes from a greater distance, giving you more time to react.

Look for More Than One

If you see a deer cross the road, slow down and remain vigilant. Deer often travel in groups, so expect others to follow close behind.

Know When Not to Swerve

If a deer suddenly appears in your path, brake firmly but try to remain in your lane. Swerving can lead to more serious accidents involving other vehicles, trees, or guardrails.

Heed the Signs

Deer crossing signs aren't just for show — they're placed in high-traffic areas where deer frequently move across the road. Reducing speed in these zones can give you more time to react.

Use Your Seat Belt

Wearing your seat belt significantly reduces the chance of serious injury in the event of a collision.

If a Collision Occurs, Take the Proper Steps

Move your vehicle to a safe location and turn on your hazard lights. Call the police, avoid approaching the animal, and contact your insurance provider to report the incident.

While deer collisions are a serious seasonal hazard, you can reduce your risk significantly with caution and preparedness. Stay alert and treat every rural road or wooded stretch as a potential risk zone. If you have questions about your auto insurance coverage, especially regarding deer-related accidents, don't hesitate to contact our office for assistance.